Embracing embedded insurance

Over the next decade, individuals and businesses will cumulatively spend $80 trillion on insurance, worldwide. Yet ‘protection gaps’ – the difference between the level of insurance cover people need and what they have – are widening throughout the world. Supply is not matching demand.

This is creating a golden opportunity for non-insurance brands, enabled by new tools and technology, to ingrain more and better protection into the everyday lives of their customers and create new value for themselves and their customers in doing so.

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What you'll learn


Ride the digital wave

Consumer expectations, distribution, IT architecture, and technologies such as machine learning are creating never-before-seen opportunity but also complexity for insurers.


Unlocking the vast market opportunity

In the next 10-15 years, it is estimated that digital embedded propositions will account for 20-25% of the total distribution of insurance. With a potential trillion-dollar market opportunity on the horizon, many players in the industry are already planning ahead.


Add value

Insurers must view technology as a catalyst that allows them to enable the partnerships needed to reframe their business model and boost the scope and delivery of their insurance products.


Simon Torrance

Founder and CEO | Embedded Finance & Super App Strategies


Simon is a senior independent advisor to Boards and Leadership Teams on new growth strategy, platform and ecosystem strategy, corporate innovation and venture building. He works closely with companies worldwide to create and execute impactful Embedded Finance, Insurance and Super App strategies.

Luke Boyle

Executive General Manager, Partners and Platforms | IAG


Luke has a diverse professional background spanning small business, management
consulting and financial services. Heading the insurance partnerships business at IAG for the past 5 years, Luke is accountable for all non-broker third-party distribution of Personal Lines products including Financial Institution, Affinity, Retail and Platform partnerships.

Nigel Fellowes-Freeman

Founder and CEO | Kanopi




Nigel is a seasoned entrepreneur, having founded startups in multiple industries. As CEO of Kanopi, Nigel helps insurers deliver contextually relevant insurance experiences to their customers across any platform, at any time.

Matt Ferguson

Managing Partner | Sønr Global



Leading the Sønr team, Matt helps insurance companies around the world better connect with global innovation activity - scanning startup and competitor activity, deep- diving into relevant trends, and identifying new business opportunities. 

Get in touch

Want to talk to an expert about how you can fuel your digital journey and speed up go-to-market? 

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